Consumer Finance Litigation

It is not uncommon for a homeowner association ("HOA") to file a separate claim of lien foreclosure action against a resident even though the bank's mortgage foreclosure action remains pending. Therefore, a homeowner can potentially face two foreclosure actions against the property at the same time: one for unpaid assessments to the HOA and another for default under the note and mortgage. This trend is about to change. The Fourth District Court of Appeal recently issued another opinion reversing an HOA's final judgment of foreclosure for lack of jurisdiction. Relying on Florida's ...