The Fair Credit Reporting Act (FCRA) was enacted to promote the accuracy, fairness, and privacy of information maintained by Consumer Reporting Agencies (CRAs). In addition to imposing duties on the CRAs, it requires furnishers of information to provide accurate and complete information to the CRAs and to investigate any consumer disputes regarding the accuracy of that information. Increased claims of identity theft by consumers have given rise to more disputes that accounts are not accurately being reported as belonging to those consumers. These “identity theft” ...
Posts tagged identity theft.
Tags: fcra, identity theft