On March 18, 2020 President Trump signed the Families First Coronavirus Response Act  (Act) to provide relief to employees and small and midsize businesses.  The Act is effective until December 31, 2020.  The Act requires covered employers, except those with fewer than 50 employees who receive an exemption,[1] to provide the following:

  • Two weeks (up to 80 hours) of paid sick time at the employee’s regular rate of pay where the employee is unable to work because the employee is quarantined (pursuant to Federal, State, or local government order or advice of a health care provider), and/or ...

The IRS announced today that it has temporarily closed all Taxpayer Assistance Centers and discontinued face-to-face service throughout the country until further notice. The IRS also announced that it is continuing to process tax returns, issue refunds, and help taxpayers through this difficult time.

In response to the COVID-19 Coronavirus pandemic, Treasury Secretary Steven Mnuchin announced Tuesday that Americans will have until July 15th to pay their 2019 federal income taxes – and without late payment penalties or interest during this extended payment due date.  The IRS has now followed with the issuance of specific guidance in IRS Notice 2020-17.

Under the new IRS notice, any person with a Federal income tax payment due April 15, 2020, is affected by the COVID-19 emergency and is considered an “Affected Taxpayer”.

For an Affected Taxpayer, the due date for making ...

In what is appearing to be a fairly fluid situation with the United States Treasury Department and the IRS, Treasury Secretary Steven Mnuchin announced, via Twitter, that not only tax payments but also the filing of individual tax returns will be extended from April 15 to July 15.     Secretary Mnuchin specifically tweeted that “At @realDonaldTrump’s direction, we are moving Tax Day from April 15 to July 15. All taxpayers and businesses will have this additional time to file and make payments without interest or penalties.”

This tweet from the Treasury Secretary represents a ...

In response to the COVID-19 Coronavirus pandemic, Treasury Secretary Steven Mnuchin announced Tuesday that Americans will have until July 15th to pay their 2019 federal income taxes – and without late payment penalties or interest during this extended payment due date.  No special filing with the IRS is required for this payment extension.  The announced payment extensions are limited, however.  Individuals can defer payment of up to $1 million in taxes, and corporations can defer payment of up to $10 million, and without penalties or interest.  Individuals and businesses with 2019 ...

Posted in: CARES Act/PPP

“Employer securities” in retirement plans have been the source of a significant amount of litigation under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”).  In general, “employer securities” are common stock issued by an employer of the employees covered by the retirement plan.  In many cases, “employer securities” are traded on a national exchange which is registered with the U.S. Securities and Exchange Commission (the “SEC”).

In relevant part, ERISA Section 404 contains an exclusive purpose requirement which requires a ...

Most blog entries focus on new developments or recent legislation.  This one’s a bit different.  Its subject matter, fiduciary responsibility, is as old as ERISA itself.  In today’s environment of increased litigation risks for plans, it’s critically important to dust off these rules and review these fundamental obligations applicable to all ERISA plan fiduciaries.

ERISA imposes a few specific duties on fiduciaries:

  • Loyalty (also called the “exclusive benefit” rule) – the duty to act solely for plan participants and beneficiaries
  • Prudence – the obligation to act ...

A December 27, 2019 post to this blog by Jon Nason provided an overview of the many changes affecting retirement plans made by the SECURE Act, which was enacted as part of the Further Consolidated Appropriations Act of 2020 on December 20, 2019.  Today’s post takes a deeper dive into one of the key changes.

Division O § 112 of the SECURE Act requires that 401(k) plans extend eligibility for making elective deferral contributions to certain long-term part-time employees.  Because this change is mandatory, it is important for employers to understand how it will affect their 401(k) plan as ...

The South Carolina Department of Revenue (SCDOR or DOR) recently issued a draft of long-awaiting guidance overhauling DOR’s administrative practices concerning disputed tax audits, refunds, license revocations, and other related matters.  The draft guidance, SC Revenue Procedure #20-x, was released January 22, 2020.  If finalized, the new Revenue Procedure will apply to all administrative protests and appeals filed with SCDOR on or after the effective date of the Revenue Procedure (presently, January 2020), and including protests and appeals pending as of this date.

The ...

The South Carolina Department of Revenue (DOR) has issued a proposed Revenue Ruling which will have a significant impact on South Carolina tobacco retailers, if finalized in its present form.  The proposed Revenue Ruling, to be effective on January 1, 2020, addresses tobacco manufacturer rebates and refunds to retailers, and which DOR characterizes as “buydowns” and “promotional payments”- i.e. sales volume discounts.  The proposed Revenue Ruling determines that these payments to retailers are subject to sales tax.

Tobacco manufacturers have provided their retailers ...

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